Monday, January 28, 2019

Tidying Up - How To Make 2019 Your Year

Did you make a host of resolutions when the calendar changed from December 31 to January 1st?

Most of us make a resolution or vow to break bad habits (and create new ones), but not all of us see them through to the end of the year. It happens!

The good news is, we’ve compiled some suggestions so that the new year is nothing but smooth moving for you.

10 ideas to help you navigate 2019 and come out ahead!

Exercise and physical activity are a great way to feel better, boost your health, and have fun. For most healthy adults, the Department of Health and Human Services recommends at least 150 minutes a week of moderate aerobic activity or 75 minutes a week of vigorous aerobic activity a week, or a combination of moderate and vigorous activity. Examples include running, walking, or swimming. Fit in strength training for all the major muscle groups at least twice a week by lifting free weights, using weight machines, or doing body-weight exercises.

Space out your activities throughout the week. If you want to lose weight, meet specific fitness goals or have even more benefits, you may need to increase your physical activity time.

Remember to check with your doctor before starting a new exercise program, especially if you haven’t exercised for a long time, have chronic health problems, such as heart disease, diabetes or arthritis, or you have any concerns.*
TNT Moving Systems, New Year Resolutions, Organization, Tidying Up
Going on a diet is usually high on the list of resolutions, but it might be easier to make your diet healthier for starters. These tips from the Mayo Clinic might help:*

  • Do you want to adopt a healthy diet but aren’t sure where to start? As you consider the parade of healthy diets in magazines and cookbooks, make sure to look for one that:
  • Includes a variety of foods from the major food groups: fruits; vegetables; whole grains; low-fat dairy products and lean protein, including beans and other legumes, nuts and seeds; and healthy fats
  • Provides guidelines for how much food to choose from each group
  • Includes foods you can find in your local grocery store, rather than specialty or gourmet store items
  • Fits your tastes, lifestyle, and budget

Also consider your health risks. For example, do you have high cholesterol or high blood pressure? If so, be sure to follow a diet that’s low in salt, saturated fat and cholesterol, and high in fruits, vegetables, whole grains and healthy fats. For personalized advice, talk with your doctor or a dietitian.

Check your financial health: We hear it every year, how much do you spend on that fancy coffee every day? Going out to eat? Entertainment? There are many good reasons (and green ones!) to heed this advice. Just cutting back on one coffee and one fast casual meal can save you up to $20 a week (that’s $1,040 annually!). Consider using coupons or loading gift cards in advance to control your spending. Entertainment values can be had without giving up fun. Many museums have a free day and there are often concerts in parks at no cost. Matinee movies are cheaper and loyalty cards can result in additional freebies. Some venues offer discounts on tickets shortly before performances or go in with friends on a series of tickets to sporting events or the theater and just use the ones you want. Often, buying in bulk or for a season of tickets will save you money.

If you are saving up for something (like a trip or car), see if you can have your paycheck divided into two accounts for direct deposit (checking and savings) so you won’t be tempted to spend it elsewhere.

Is it time to renew your car or homeowner’s insurance? You may want to consider comparing rates with other companies to see if you are getting the best deal for your situation. This also applies to bank accounts, credit cards, loans, and cell phone contracts. Be sure to understand what you are getting for your money before you sign anything.

Manage Stress: The new year often comes with new challenges and continuing challenges. The holidays can be stressful for many and that carries over, as well as the bills! It’s time to start preparing to file your income taxes, maybe you’re switching jobs or starting school. Fear not! There are many ways to help you cope with stress.

Meditation, mindfulness, and yoga have continued to be popular pastimes to fight stress. Classes are offered at varying fees and settings and most welcome newcomers. The equipment you will need to buy is minimal (start with a mat and wear comfy clothes) and give it a try! If money is tight, see if your local library offers any classes. Even books and videos can be helpful in reminding you that you sometimes need to a bit more centered and just breathe!

Can you unplug? The constant buzzing of your mobile device informing you of emails, news headlines and facebook posts can be too much for some. Set guidelines for your usage and stick to it. Turn off your mobile phone at night, cut off surfing the internet in the early evening, set aside a day a “technology free” day and grab a book instead.

Hobbies are great for keeping your mind and heart occupied and will help you decompress after a tough day. Do you like writing? Keep a journal going with a list of the good things that happened or start planning new adventures. Walking, photography, dancing, and team or solo sports are beneficial to controlling stress and some have the bonus of added physical health.

Get organized: If you, like so many, lose track of your to-do list, forget to change the furnace filter, or miss an appointment, you might need a little help staying on task. No fear, there’s an app for that! Wunderlist is a cloud-based task management application that allows users to manage their tasks from a smartphone, tablet, computer, and smartwatch. Even better, the basic app is free! It's a great tool for remembering appointments, noting when your mattress needs flipped, planning a trip, remembering an upcoming birthday or anniversary, managing a grocery list, and tracking when medications should be taken. You can share tasks with others (like picking up groceries) too.

If technology is not your bag, try a multi-purpose planner. The key is to record appointments and reminders as quickly as possible and to remember to take a look at your daily planner. Now, if you are already a tad forgetful, that might not work, but if you choose one that’s easy to carry with a simple format, it just may work for you! Some may opt for a traditional calendar that can be placed on the front door so you can glance at what is needed to be done that day. Others keep calendars in their vehicles for the same purpose.

Another organization trick is keeping a note pad handy, in the car, or even in the bathroom! Jotting down ideas and to-dos as they pop into your mind will aid in keeping track of what you need to accomplish. A notepad with a magnet is a handy tool to hang on your refrigerator to keep track of groceries needed. If money is no object, there are refrigerators that will do this for you (with a little help from technology).

If you are forgetting to pay bills or simply stack them up to look at “later,” consider auto-payments from your banking accounts or try receiving your statements via email. This will not only cut back on paper being used, but many are more likely to check their emails on a regular basis than their snail mail.

Do you order the same amount of something month after month? Cosmetics, dog food? Consider signing up for automatic shipments from your favorite online vendors. You won’t run out of things and some companies offer a discount. If you dread going to the pharmacy and hate waiting in line, find out if your insurer has a preferred mail order service. Your prescriptions will come right to your door and they will often supply 90 days at a time, and sometimes the cost is less than getting your prescription on a monthly basis.

Declutter: Most of us simply have more things than we need or will ever use. Consider using this year to begin the process of sorting through these items and selling or donating them. Many non-profits will be glad of your gently used household items, books, and clothes. When was the last time you watched that DVD? Think about what you really need. Set a goal: perhaps you can get rid of 10% of your possessions by year end. Maybe more.

Are you into upcycling or repurposing items (such as furniture) you already own? You’ll save money, and reusing items you already own will breathe new life into them. An old dresser could become a bath vanity, kitchen island, or serving table. Old towels can find new life as cleaning rags. Old t-shirts from those marathons you ran could be turned into a keepsake quilt, and odd cups and bowls are handy for small plants and herbs.

Appreciate the small things: Decluttering doesn’t end with your home. “Declutter” your brain while you are at it. Take time to “smell the roses” if you will. Perhaps you can go to a park or conservatory and smell actual roses, visit the local library and peruse the magazines you’ve never seen before, pull out your favorite CD and take a listen to the band that you discovered in college. Perhaps you can visit a local gallery, museum, or historic house and just have a relaxing look at history or art.

Appreciate yourself and others. Think about all the positives in your life and acknowledge that achievements are not easy. Thank those around you. It’s easy to forget that we are all in this together and a little appreciation goes a long way. Thank-you notes, gestures, and random acts of kindness go a long way! Make appreciation a habit and it will lesson your stress.

Learn something: It can be daunting to think about learning new tricks at any age, but is there something you’ve been wanting to try? Make 2019 the year to do it! Language classes (such as www.mangolanguages.com) can be found in most cities and online, and some local libraries have free online classes for those with a library card. Try a cooking class. Are you a fan of Italian food and wish you could whip up something that would make your friends envious? Now is your chance. Or, try a new food. What’s the deal with kale on pizza? Find out!

Are you considering a career change or want to enhance your current role? Classes are available for credit and non-credit at local universities and community centers. There are many online as well, such as www.edtogo.com, which is also accessible for free through many libraries. Here you can learn everything from accounting to real estate law.
Lend a hand: Have you been wanting to volunteer but cannot seem to find the time? Make time in 2019 and you could change a life. Volunteers are needed at a wide range of non-profits, churches, and schools in all communities. From animal shelters to disaster relief, hands are needed for a variety of tasks.

If being hands-on does not work for you, some non-profits need help that you could do from home. You could help with thank-you notes, annual fund drives, make calls, coordinate events or screen pet adoptions from the comfort of home.

Even the act of donating items you no longer need or use is helpful, as are monetary donations. Many non-profits let you set up monthly gifts and will charge your credit card automatically. These gifts really add up and make a difference!

Try something new: Make trying something new your “new habit”! Have you been wanting to try the new restaurant in town? What are you waiting for? Most menus are posted online and you can see in advance if there is something you’d like and if you can afford it. If you don’t like dining alone, try it sometime and you may find you like it. If not, try a new restaurant anyway via ordering takeout and enjoy it in the comfort of your own home.

If you do have a favorite restaurant or snack shop, try a new menu item! Ever wonder what a cherry donut tastes like? Find out in 2019. While you’re feeling bold and potentially full on a sugar rush, visit some of the stores you’ve been meaning to drop into. Boutiques and specialty stores can seem intimidating, but they will welcome those who are even just browsing and you’ll likely be supporting a local business owner with your purchase or positive word of mouth.

Does going to a symphony sound painful? You might be surprised! Give it a try by going to a concert in a park or find a performance that incorporates something you are more familiar with. Some symphonies show films (from Star Wars or the Harry Potter series) along with the score from the film.

Don’t wait for your bucket list. If London, Kentucky or London, England is on your list of places to visit, why wait? Create a budget and make 2019 the year you plan the trip or purchase of your dreams!

Thursday, January 3, 2019

I't's Not Too Late To Get Your Home Ready for Winter Weather

Is this your first winter in a new home? The holidays are fast approaching and you’re thinking about where to put the tree, how many you can have to dinner at Christmas or New Year’s, and where’s the best place to hide the gifts from the kids, and your spouse. Great! You should think about those things, for that’s the joy of the winter holidays.
But have you thought about what it means to be a home owner in winter, especially if you’ve just moved into a new home? Perhaps you have moved from an area that has milder winters than where you now live, and you’ve yet to see what a brisk winter can be like. Perhaps you’ve moved from an apartment into your first home (congratulations!) and don’t even know what things there are to consider for winter home ownership. Or perhaps you are a veteran home owner and a little refresher could help.
Here at TNT Moving Systems, we have you covered! We’ve got some tips for things we think a homeowner should look into this winter as well as resources if you need assistance. See it as a sort of “checklist” for ensuring your home is ready to brave the coming short days and long nights of winter.
Cold Spots
Do you need to call in a professional, who will bring in infrared and thermal imaging equipment to scan your home for all the places where your home is losing heat? No, not anymore!
Thermal cameras for consumers are more affordable now. One example is the Seek, which starts at $249.  A free app connects with the camera and turns your smartphone or tablet into a heat meter reader.
winterizing homeThermal imaging will help you locate heat leaks in your walls and roofing. Once you’ve mapped your home, take action to repair things yourself and save money to spend on bigger jobs for which you need a builder or contractor. The camera data will equip you to negotiate repair costs. Being in the know means you can save money for big jobs.
Pipes
Going away for an extended period and concerned about your pipes bursting? If you’re really serious about it, call a plumber to drain the pipes and blow out any lingering water with pressurized air and even add in an anti-freeze type substance. If you just want to take the basic precautions, turn off the water at the main to the house, open all the faucets, and flush all the toilets to get rid of any water reserved in the lines. Make sure you check outside faucets and disconnect any hoses or garden equipment. You also may want to insulate any pipes that are exposed.
Windows
And for the winterizing the windows, here are few simple suggestions. First, check the caulking around all the parts of the window and refresh it, if needed. Second, consider buying winterizing insulation kits from a hardware store. These can be useful for any drafty windows or for rooms you don’t use. They can also just add another layer of protection, to prevent heat leakage.
Two other things to do, for windows and doors, include installing door sweeps on bottom of all exterior doors. Seal the gaps between the window or door and its jambs with weather stripping. Also, you can consider using adhesive-backed soft foam weather stripping for windows, which conform to fill the gaps.
Lastly, don’t forget you can use temporary caulking to seal off windows that you don’t intend to open until spring. Press into place and then peel off in spring. This can be a great money-saver!
Power Outages
Plan ahead for power outages. Locate your warm blankets and clothing from socks to hats, find the flashlights and make sure the batteries are good, and charge up the various devices (including your phone!) not just for entertainment but for information. Although with all the convenience and technology of today, it’s easy to forget about how useful older technology can be — like a battery powered radio for music and news, candles that aren’t just decorative, and a manual can opener. Never, ever try to cook on the grill (whether its gas or charcoal) inside the house! Kerosene heaters are dangerous too for their fire hazard and fumes. Make sure that you have the phone number for the power company written down, and, if you have very young or elderly people at home, learn the locations you can get to for heat such as a local church, police station, or emergency shelter.
Kerosene Heaters
Kerosene heaters are great to keep on-hand if you face a power outage, supplying temporary heat. But be sure never to set them too close to anything flammable (clothing, blankers, furniture, etc) and be certain that the area you use them in is well-ventilated because they can produce dangerously high amounts of soot and carbon monoxide. Failure to follow safety precautions could result in asphyxiation or carbon monoxide poisoning.
Oil Heat
Oil heaters are much less common these days. Appreciated for their cozy warmth but a mystery to many, oil heaters can result in a whopping expense all at once if you don’t stay on top of your fuel needs. Schedule your oil delivery at a time when the crew can show you how to measure how much oil is in the tank. Make sure to have the chimney swept to avoid fire hazards. Connect with a plumber about the system inside your home including the boiler, how to blow it down, what sounds are normal and which ones are not, and tips on what not to do.  Every system is a bit different, and the older it is, the more “personality” it has.
Adjusting the Hot Water Heater
You want to be sure that your water heat is at the best temperature for you and your family, so that you’re not scalded in the shower nor left shivering from the lack of hot enough water. Many water heater manufacturers suggest a setting of 120 degrees. Temperatures over 120 degrees are considered a hazard. Children and elderly persons have more sensitive skin that the average adult and will burn more easily in hot water. Tap water scald burns account can account for nearly 20 percent of all childhood scald burns that require hospitalization — almost half of which were caused by small children turning on the water themselves.
Test the water temperature before you make adjustments. You can use a cooking thermometer to get a read of the hot water to see if what you’ve set the temperature to be is what is coming out of the faucet. Note that it will take several hours for the water temperature to adjust after changing settings.
With gas water heaters, merely adjust the dial up or down to suit your needs. Turning it counterclockwise will raise the temperature and clockwise will lower it.
To adjust an electrical heater, shut off the power to the water heater, remove the access panel from the unit’s side and pull aside (or out) the insulation covering the thermostat. Use a flat-blade screwdriver to raise or lower the temperature, then return the insulation and reattach the side panel. Now turn the power to the heater back on.
Remember that hotter water will mean higher energy costs.
what makes a house a home
Landscaping
In winter, when your trees or shrubbery have gone dormant, get ready to trim! With the leaves gone, you can really see the shape of the woody growth you need to trim back whether its just for shaping up the landscaping or making sure that overgrowth isn’t creating a shady spot on the sidewalk that will turn icy, snow-covered branches won’t bend and block a door, and brittle trees have the least chance to break and damage gutters or windows. If there are limbs or branches that reach over power lines, contact the power company to trim them (though be warned you may not like their utilitarian approach). While you’re out in the yard, you may consider how hospitable an environment it is for animals like birds and squirrels.
Well Water and Septic Systems
If you have well water at your new home, be sure to have it inspected by a qualified company regularly, perhaps every year or two. An inspection can run from $150-250 on average.
The company will open up your well and test for the static water level in the well, as well as take samples of the water to send to a lab. The lab will test for heavy metals and coliform bacteria, among other things. The inspector should also check the copy of the original well permit and test the GPM (gallon per minute) flow. The GPM can change over time, either increasing or decreasing, so be sure to have the inspector confirm the most current GMP flow rate by pumping the well dry. Have the inspector also check the pressure tank in or under the house, which creates your water pressure.
Septic systems also need to be inspected, so check for the last time it was inspected. It’s important to get on a regular inspection cycle. Inspections can run about $500+/- (which includes the tank being pumped out), but realize that money is well-spent: you never want sewage to back up into the house’s pipes or seep from the buried tank and into the leech field. The inspector can pump out the tank and then check for any leakages or fractures in the tank itself.
When possible, have the well and septic systems checked before winter, when the ground freezes. Or, if you have to wait, schedule for the first of spring, after a good thaw, so that you are ready for the following winter.
Snow Shoveling
Injuries as a result of snow shoveling are surprisingly common. Snow, particularly wet snow, can weigh a lot. Ice can hide underneath it. And all too often, a good guy suffers a big heart attack when he’s out there clearing the walk and the cardio exercise is more than he thought it would be. Take precautions! Salt your walkways and driveway before the snow even starts to fall. An initial layer of show will melt upon direct contact with the salt. You can mix the salt with sand to create some traction for walking and driving. (Remember salt and chemical snowmelt products can harm plants and animals, so be mindful with your application.)
When preparing to shovel, warm up first — literally. Stretch out before you bundle up and wear your gear for long enough to build up some warmth before heading outside. It’s better to shovel less snow a couple of times than wait to dig out from under it all! Push snow, don’t lift it (that’s how most back injuries happen). Take breaks. Stay hydrated. Watch out for hypothermia. And tell someone when you’re going out to shovel so that they notice if you don’t come back.

Want some more winter weather resources? Check out these:

The Low Income Energy Assistance Program (LIEAP) is a Federally-funded program that provides for a one-time vendor payment to help eligible households pay their heating bills. Households including a person aged 60 or older, or an individual receiving disability benefits and services through the N.C. Division of Aging and Adult Services, are eligible to sign up for assistance from Dec. 1 – 31. All other households may apply from Jan. 1 – March 31, or until funds are exhausted.
Emergency, Community, and Energy Services offers aid through churches and community agency referrals to residents who are facing a hardship*.  Residents who receive these services are typically facing a shortage in food and medicine and/or financial crisis dealing with heating/cooling cost.
NC 2-1-1 is an information and referral service provided by United Way of North Carolina. The service refer callers to organizations in their local community best equipped to address their specific health and human services needs including food, shelter, energy assistance, housing, parenting resources, healthcare, substance abuse, as well as specific resources for older adults and for persons with disabilities, and much more.
From the Carolinas to Kentucky, Indiana, Florida, and Ohio, programs like Share the Warmth help cover heating and cooling costs for those in need. Make use of the programs or choose to support them when you pay your bill.
Learn some of the subtle and not-so-subtle ways cold weather can impact your health and what to do in case of emergency.
Reader’s Digest shares a few ideas for keeping boredom at bay.
Urban landscapes comprise an increasing percentage of potential wildlife habitat. With proper management and hard work, these areas provide valuable space for many wildlife species, especially birds and even in winter.